Janata Co Op Bank Ltd Malegaon
Trusted by our community since 1973, Janata Co-operative Bank Ltd. offers secure banking solutions, flexible loans, and personalized financial services to help you achieve your goals.
MICR- 423809101
IIN – 607659
Our Services
Savings Account
Current Account
Term Deposit
Housing Loan
Business Loans
2 Wheeler Loan
Individual Loans
NRI Services
Forex
Insurance Products
Keep Your Online Banking Secure
Follow these important security tips to protect your bank account.
Always use strong passwords
Create unique passwords and avoid sharing them with anyone.
Ensure the website is authentic
Check the URL carefully before entering login or payment details.
Avoid unknown calls & requests
Do not respond to unsolicited calls, messages, or emails.
About Us
🏦 Janata Co-operative Bank Ltd., Malegaon
- 📍 Head Office: (02554) 230972, 232773
- 📑 Registration No.: NSK/BNK/121-18-10-1973
- 📑 RBI Licence No.: ACD/MH/139-P-2603-1974
- 🏠 Address: 1398, Industrial Society Compound, Quidwai Road, Malegaon – 423203 (Nasik)
- 📧 Email: janatamlg@yahoo.com
📍 Branches & Contact Numbers
- Nayapura: 230937
- Old Agra Road: 233881
- M.H.B. Colony: (02554) 232599
- Guruwar Ward: 232699
- S.A. Hameed (K) Rd.: 231157
🕒 Business Hours
- Monday: 09:30 AM – 04:00 PM
- Tuesday: 09:30 AM – 04:00 PM
- Wednesday: 09:30 AM – 04:00 PM
- Thursday: 09:30 AM – 04:00 PM
- Friday: 09:30 AM – 04:00 PM
- Saturday: 09:30 AM – 04:00 PM
📌 Closed on 2nd & 4th Saturday of every month
💳 Payment Methods
- 💵 Cash Payment
- 🏦 Net Banking
- 💳 Debit Card
- 📲 UPI
- 🔲 QR Code Payment
- 💰 RTGS & NEFT Transfer
📌 Rate of Interest on Deposits
Savings Account
Interest Rate: 3.50%
Fixed Deposits (FDs)
| Period | Upto ₹5 Lakhs | Above ₹5 Lakhs |
|---|---|---|
| 30 Days to 180 Days | 3.00% | 4.00% |
| 181 Days to 1 Year | 3.75% | 4.75% |
| 1 Year to 2 Years | 4.75% | 5.75% |
| 2 Years to 3 Years | 5.50% | 6.50% |
| Above 3 Years | 6.75% | 7.75% |
Senior Citizens (above 60 years): Get 1% extra on FD rates.
📌 Loan / Advances
| Loan Type | Upto ₹5 Lakhs | ₹5–25 Lakhs | Above ₹25 Lakhs |
|---|---|---|---|
| Advance to Trader | 11.00% | 11.50% | 12.50% |
| Small Scale Industries | 11.00% | 11.50% | 12.50% |
| Loan against Property O/D | 11.00% | 11.50% | 12.50% |
| Advance against Gold & Silver | 11.00% | 11.50% | 12.50% |
| Advance against Fixed Loan | 11.00% | 11.50% | 12.50% |
| Loan against Property T/L | 11.00% | 11.50% | 12.50% |
| Tuff Loan | 13.00% | 13.00% | 13.00% |
| Staff Term Loan | 8.00% | 8.00% | 8.00% |
| Housing Loan | 8.75% | 9.25% | – |
Our Branch History
Opened: 18/10/1973
Licence No: ACD/MH/139 (26/03/74)
Opened: 14/04/1978
Licence No: ACD/BL/753/77-78 (22/02/78)
Opened: 13/09/1995
Licence No: BOM/BL.BY.No.307/94-95 (05/08/94)
Opened: 15/01/1996
Licence No: BOM/BL.BY.No.306/94-95 (05/08/94)
Opened: 01/07/2002
Licence No: MUM.BL.BY.No.1623/00-01 (2/11/2000)
Opened: 09/07/2017
Licence No: DCBS.MRO.BL.No.4560/2016-17 (7-7-16)
Our Branch History
Opened: 18/10/1973
Licence No: ACD/MH/139 (26/03/74)
📞 Contact: (02554) 230972, 232773
Opened: 15/01/1996
Licence No: BOM/BL.BY.No.306/94-95 (05/08/94)
📞 Contact: 232699
Opened: 01/07/2002
Licence No: MUM.BL.BY.No.1623/00-01 (2/11/2000)
📞 Contact: 231157
Opened: 09/07/2017
Licence No: DCBS.MRO.BL.No.4560/2016-17 (7-7-16)
📞 Contact: (02554) 232599
Branches
Digital Banking & Transaction Limits
ATM & POS
💳 ATM Cash Withdrawal: ₹25,000/day
🛒 POS & E-com: ₹25,000/day
Mobile App Transactions
📲 RTGS/NEFT: ₹2,00,000/day
⚡ IMPS Debit: ₹1,00,000/day
✅ Available on Play Store: "Janata Malegaon"
Digital Services
- UPI (Coming Soon)
- IMPS Debit/Credit
- ATM – Issuer & Acquirer
- POS & E-commerce
- NACH
About the Bank & Key Services
Bank Overview
🏦 6 Branches in the same city
👨💼 Leadership: CEO, Assistant CEO, IT Admin
👔 Governance: Chairman, Vice Chairman & Board
Customer Services
- Small Savings Account
- Pigmy Savings
- Loan Facilities